{"id":7520,"date":"2020-09-15T08:42:00","date_gmt":"2020-09-15T12:42:00","guid":{"rendered":"https:\/\/www.healthadvocate.com\/site\/?p=7520"},"modified":"2020-09-16T09:36:17","modified_gmt":"2020-09-16T13:36:17","slug":"controlling-healthcare-costs-that-can-lead-to-debt","status":"publish","type":"post","link":"https:\/\/www.healthadvocate.com\/site\/article\/controlling-healthcare-costs-that-can-lead-to-debt","title":{"rendered":"Controlling Healthcare Costs That Can Lead to Debt"},"content":{"rendered":"\n

Debt.com<\/strong><\/p>\n\n\n\n

Medical costs are high, but our experts know how to save.<\/em><\/p>\n\n\n\n

Your health is priceless. Unfortunately, healthcare is not. Debt.com talked to multiple personal finance experts about healthcare costs<\/a>: what they think you should know, what hacks they\u2019ve learned, how you can pay off medical debt<\/a>, and more. Here\u2019s what they had to say and how you can use their advice to avoid medical debt.<\/p>\n\n\n\n

Prioritize preventative care<\/strong><\/p>\n\n\n\n

It may seem counterintuitive: Go to more appointments so you can spend less money. But keeping up with regular check-ups and preventive services can save you a lot later on.<\/p>\n\n\n\n

Dr. Arthur \u201cAbbie\u201d Leibowitz \u2013<\/em><\/strong> <\/em>HealthAdvocate<\/em><\/a><\/em><\/p>\n\n\n\n

\u201cBy being proactive with your health, you can help avoid more serious and costly issues further down the road.\u201d<\/em><\/p>\n\n\n\n

Ask if there are exceptions for self-pay<\/strong><\/p>\n\n\n\n

When a provider knows you\u2019re paying for yourself, they\u2019ll often provide an immediate discount. They would rather you pay what you can than nothing at all, so be honest. Ask if they have a self-pay discount, and if they don\u2019t, ask if they can work something out with you because you\u2019re paying out-of-pocket.<\/p>\n\n\n\n

\u201cIf you\u2019re paying out of pocket for a procedure, just ask for a discount. Hospitals, doctors and test labs may be sympathetic \u2013 or just realistic \u2013 when they realize insurance won\u2019t be footing the bill,\u201d says Leibowitz. <\/p>\n\n\n\n

To read the full article, visit: https:\/\/www.debt.com\/medical-debt\/how-to-reduce-healthcare-costs\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Debt.com talked to multiple personal finance experts about healthcare costs: what they think you should know, what hacks they\u2019ve learned, how you can pay off medical debt, and more.<\/p>\n","protected":false},"author":11,"featured_media":1957,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[83,46,194],"class_list":["post-7520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-abbie-leibowitz","tag-health-advocate","tag-healthcare-costs"],"acf":[],"yoast_head":"\r\nControlling Healthcare Costs That Can Lead to Debt | Health Advocate<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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